Job Title: Credit Analyst
Job ID: 10007
Locations: Nigeria
Company: Stanbic IBTC Bank Plc (a subsidiary of Standard Bank Group)
Sector: Banking and Finance
MAIN PURPOSE OF THE JOB
To assume full responsibility for post-drawdown monitoring and control of the Bank's Corporate and Investment Banking portfolio. Overriding objective is to ensure adherence to conditions of approval, facilitate early identification of warning signs and maintain a high quality of lending assets through timely, accurate and effective monitoring of all ongoing conditions.
KNOWLEDGE
• Good understanding of accounting (both management and financial accounting) to analyse financial strengths and weaknesses of clients and identify potential risks for credit proposals.
• Gain thorough working knowledge of the credit risk monitoring systems and its related procedures for analysing the account behaviour of clients and identifying trends and shifts in credit risk profiles.
• Ability to understand products and facilities that give rise to counterparty credit risk and appropriately documenting these risks.
• Basic understanding of all Corporate Banking products, Investment Banking products and Global market products that give rise to counterparty credit risks, including the documentation required to manage the risk.
• Knowledge of financial markets, global economy and appropriate regional geographies in which the Corporate Banking portfolio operates.
• Thorough conceptual and practical knowledge of credit procedures, policies and standards.
QUALIFICATIONS
Bsc in any social science, finance or any other related course.
EXPERIENCE
Prior banking or financial institutions experience is an advantage.
CORE PERSONAL COMPENTENCIES
-Attention to detail
-Problem solving and ability to make decisions
-Customer-centric orientation
-Self-starter with a sound work ethic with minimal or no supervision
-Strong organisational skills
-Strong consulting and portfolio development skills
-Good Knowledge of Microsoft Excel and other reporting abilities
-Confident and effective communicator (both verbal and written); and
-Proactive approach to relationship building and a strong team player
Click here to apply for Credit Analyst Job in Nigeria (http://www.jobnavy.com/job/9591/credit-analyst-job-in-nigeria-at-stanbic-ibtc-bank-plc/)