Job Title: Credit Control Officer
Location: Lagos, Nigeria
Employer: Keystone Bank Plc
Specialization: Accounting / Audit / Tax
Job Level: Experienced Hire
Required Experience: 3 – 5 years
Required Banking Experience: 3 – 5 years
Job Description: CREDIT CONTROL
Duties And Responsibilities:
• Ensuring compliance with conditions precedent to drawdown.
• Ensuring that facilities are approved in line with Credit Policy Guidelines.
• Reviewing Availment Ticket for purposes of booking all credits.
• Tracking all fees and preventing all avenues for income leakage.
• Rendition of credit activity report.
• Maintenance of documentary Exception Register/List.
• Ensuring quality assurance of loan documentation before disbursement of credit facilities.
• Review offer letter against approval prior execution by the customer.
• Review of all loan documents for correctness and completeness.
Key Performance Indicators:
• Adequacy and completeness of credits documents in line with approved conditions precedent to drawdown and credit policy.
• Timeliness in the preparation of exception reports/review on all approved/processed Availment Tickets.
• Timeliness in completion of assigned tasks.
• Effectiveness at execution of assigned tasks.
• Efficiency at executing scheduled and ad-hoc assignments.
Minimum Education Qualifications:
• First degree or its equivalent preferably in Law.
Post Graduate Qualifications: Not Applicable
Professional Qualifications: Not Applicable
Skills And Competencies:
• Strong analytical, qualitative and quantitative skills.
• Good written and verbal communication skills.
• Proficient in using the computer and word processing applications.
• Problem-solving and research-oriented skills.
• Working knowledge of financial markets.
• Demonstrate extensive knowledge of risk management methodologies & procedures
• Sound awareness/ understanding of trends and recent developments in both the regulatory and supervisory environment of the banking industry.
• Proven track record of delivery in contribution to enterprise risk management solutions delivery to business functions.
• Proven ability to contribute to complex projects and teams across different business areas
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