Beware of this message if you received it. It is a scam. Indeed an advance fraud... The link provided will redirect you to another website ([nourl]http://sei119.eq.ccu.edu.tw/internet.logon.bank/[/nourl]), which is a clone of the genuine one.
See the attached image below for the message:
(http://i52.tinypic.com/34o1ni8.png)
The message header is below:
QuoteLogged USAA
...
From:
usaa.com <ninerfan81@yahoo.com> [Chat now]
...
Add to Contacts
To: user@yahoo.com