Job Title: Credit Evaluation Manager
Job ID: 4851
Location: Nigeria
Company: Stanbic IBTC Bank Plc (a subsidiary of Standard Bank Group)
Sector: Banking and Finance
PURPOSE OF JOB:
• To assist Retail Bank in achieving their asset growth targets by providing effective value adding risk management, whilst maintaining a quality-lending book, through judicious and effective management thereof.
• The delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles which supports the minimising of risk to the bank.
KEY ACCOUNTABILITIES/KRA:
• Evaluates whether proposals meet sound business criteria and credit risk falls within acceptable parameters, approve and recommends appropriate credit facilities including terms or conditions of facilities.
• Identifies, quantifies and evaluates sources of risk in relation to profitability of business proposals and financial viability of Retail clients as a whole, interrogates/probes
• Utilizes Industry risk analysis available to identify and understand contextual threats to existing and potential clients.
• Ensure timely and quality credit assessment and decision are made.
• Manage adherence to the service level agreement that have been concluded.
• Builds relationship with Branch Managers and Account Analysts to improve quality of business proposals and turnaround time on credit evaluations.
• Detects and evaluate shifts or changes in key risk parameters and evaluate the implications of such changes on continued banking relationship.
EDUCATIONAL QUALIFICATION:
• Minimum: Bachelor's degree in relevant field of studies.
• Preferable: professional accounting qualification.
WORK EXPERIENCE:
• 5 years relevant banking experience – in business banking evaluation role
• Banking experience, particularly pertaining to credit risk management, banking processes with regard to banking products and the operation thereof.
• Broad knowledge of applicable Acts and Bank Manuals.
• Energetic and with sound decision skills
• Must be able to work under pressure and remain focussed.
• Analytical with a tolerance for high volumes and problem absorption whilst detailed oriented.
How to Apply:
If you are interested in working with the organisation and your skills and capabilities match the job profile, submit your application now.
• Visit: Job Application Portal (http://u.theinfostrides.com/stanbic-ibtc)
• Scroll down and enter the "Job ID" in the field provided named "Search by Job ID"
• Click on "Search".
Credit Evaluation Manager Job (http://www.jobnavy.com/job/5327/credit-evaluation-manager-job-at-stanbic-ibtc-bank-plc/)