Stanbic IBTC Bank Nigeria Jobs: Business Banker (Lagos)

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Standard Bank (known in Nigeria as Stanbic IBTC Bank) is the largest bank in Africa and our highly visible brand, award-winning service, and strong global presence helps us maintain our market-leading position. We place huge value on the talent of our people to drive our continued success, and to support our plans for growth.

Stanbic IBTC Bank now needs a talented and resourceful people in the following position(s) to help fulfill her business objectives and build customer loyalty:

Position: Business Banker (Lagos)
Job ID: 5312
Location: Nigeria – Lagos
Division: Corporate Banking
Employment Type: Full Time - Permanent

Job Purpose:
To provide a basic, branch-based business banking sales and service facility to a portfolio of small business customers requiring uncomplicated and standardized financial product solutions

Key Accountabilities:
•Explain, promote and sell a range of appropriate Stanbic IBTC product offerings and solutions that meet the financial needs of small business customers.
•Selling includes acquiring and opening new business accounts (walk-in customers)
•Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).
•Identifying sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking (Business Online); Card; etc.

Required Skills and Qualifications

Educatiional Qualification:
•   Minimum of a degree from a reputable University

Work Experience:
•   Minimum of 3 years relevant experience in Banking preferably in relationship/transactional banking.
•   Business Assistant experience to the Business Manager is ideal. Previous experience within the personal/ consumer banking environment as a Customer Consultant/ Personal Banker and/or Enquiries Officer is preferable. This experience provides an understanding of how to interact with and sell to personal banking customers, how to open bank accounts, as well as how the principles of scored lending are applied in practice.
•   Experience in Credit origination
•   Previous experience running a small business.

Required Competencies

Technical Competencies:
•   Leadership and assertive skills
•   Conceptual, Innovative and Analytical
•   Customer-service oriented
•   Excellent verbal communication skills
•   Good presentation and negotiation skills
•   Organized and Result-oriented
•   Socially Confident: Enjoys meeting people, puts people at ease, is good with words and knows what to say (even when communicating disagreeable information).
•   Persuasive: Enjoys selling and negotiating, changes the opinions of others, is convincing with arguments.
•   Critical: Good at probing the facts, challenges assumptions, sees disadvantages.
•   Innovative: Generates ideas, shows ingenuity and design solutions within product parameters.
•   Systematic: Likes to get every detail right, methodical and organized, precise, accurate, neat and tidy with paperwork.
•   Conscientious: Completes jobs, plans and sticks to deadlines and perseveres with routines.
•   Resilient: Maintains enthusiasm despite set backs, is rarely upset by criticism, and is emotionally restrained.
•   Displays empathy and helpfulness towards others.
•   Integrity and honesty is regarded as crucial and not negotiable.
•   Drive
•   Results orientated: Strongly motivated to compete and achieve impressive results, strives to improve, has a "can do" attitude and enjoys challenges.

For more information and application: Stanbic IBTC Bank Nigeria Jobs: Business Banker (Lagos)