#Vacancy: Underwriter - Team Lead Job at One Credit Limited

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Job Title: Underwriter – Team Lead

Company: One Credit Limited

Job Type: Full Time

Qualification: BA/BSc/HND  

Experience: 3 years

Location: Lagos, Nigeria

Job Field: Law / Legal

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One Credit Limited is a registered consumer finance company in Nigeria.  The company is a capex-light, technology enabled, provider of unsecured loans to salaried consumers in Nigeria.

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Job description: – Strategic 20% – Support data analysis to identify improved risk assessment decisions. – Provide feedback for underwriting policy reviews and update. – Support strategic initiatives in terms of risk scoring, ID checking and automated acceptance.

. – Day to Day (80%) – Manage daily Loan Origination Chain from data entry to approval stage. – Perform detailed analysis on loan applications with reference to One Credit policies to assess suitability and affordability of applicants.

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Key Performance Indicators: – Disburse 98% of One Credit Loans within agreed turn-around-time – Achieve less than 1% operational fraud loss – Achieve less than 1% loss due to underwriting errors – Achieve one underwriting policy improvement per quarter – Perform data checks and verification to ensure accurate customer information is captured for all One credit applicant. – Ensure appropriate KYC and credit reference checks are completed as part of the loan application process.

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Desired Skills and Experience: – Good education with minimum of 3 years work experience – Preferably in Retail Credit or Risk Management  – Must be able to build, develop and grow team – Must be able to handle assigned projects from concept to realization with little to no supervision – Must be able to achieve customer satisfaction within a highly regulated environment – Must have good attention to details, critical reasoning and problem solving skills – Must have excellent writing and verbal skills – Must have a very high level of computer literacy.

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