#Vacancy: Risk Manager Job at One Credit Limited

[Jobrib]

Job Title: Risk Manager

Company: One Credit Limited

Job Type: Full Time

Qualification: BA/BSc/HND  

Location: Lagos, Nigeria

Job Field: Finance/ Accounting/ Audit

.

One Credit Limited is a registered consumer finance company in Nigeria.  The company is a capex-light, technology enabled, provider of unsecured loans to salaried consumers in Nigeria.

.

Job description:

Risk Management: – Planning, designing and implementing an overall risk management process for the organisation. This includes but not limited to

. – Identifying Loss drivers  – Collections Strategy and Operations – Operational Risk – Fraud Prevention and Control – Risk evaluation and measurement 

.

Risk Policy: – Establish and implement principles and credit policies that are aligned to the needs of One Credit. – Implement credit policies in a timely and proactive manner that supports profitable portfolio growth and minimized exposure to unprofitably high risk segments/ markets. – Maintain risk policy documentation and communication channels to all business partners. – Credit Scoring and underwriting policies 

.

Analytics and Business Intelligence: – Manage the performance of the portfolios by providing MIS and any necessary analysis to senior management in a timely manner. Produce detail monthly risk packs and periodic business intelligence reports. 

. – Provide data mining and analytical support for various credit risk initiatives. This includes but not limited to

. – Customer profiling – Marketing – Sales  – Collections and Recovery – Own the design and pilot programs for consumer lending and credit card products.

.

Desired Skills and Experience: – Minimum of 7 years relevant experience. – Preferably in Consumer Risk Management, Finance Support or Performance Management  – High level of Numeracy – Problem Solving – Intermediate Excel Skills or SQL Skill – Data Manipulation – Excellent presentation and writing skills – Critical reasoning.

Apply to this job