Author Topic: #Vacancy: Loan Officer Job at Krista Microfinance Bank Nigeria Limited  (Read 151 times)

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Job Title: Loan Officer

Ref Code: LO

Location: Lagos, Nigeria

Company: Krista Microfinance Bank Nigeria Limited

Krista Microfinance Bank Nigeria Limited is an established Microfinance Bank in Nigeria. It is a member of an International Network of micro finance banks providing world class banking services to micro, small and medium enterprises and private individuals in Africa and Asia and rapidly spreading out to other continents across the globe.

Job Description:

•   The incumbent would be involved in direct promotions in the market place

•   The loan officer would be involved in loan preparation and evaluation of loan proposal

•   Must be ready for outdoor work.

•   Approve loans within specified limits, and refer loan applications outside those limits to management for approval.

•   Meet with applicants to obtain information for loan applications and to answer questions about the process.

•   Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.

•   Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

•   Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.

•   Review and update credit and loan files.

•   Maintains customer confidence by keeping loan information confidential.

•   Rejects loans by explaining deficiencies to applicants.

•   Must possess high multitasking skills.

Skills and Qualifications: Audit, Financial Skills, Customer Service, Thoroughness, Confidentiality, Analyzing Information, Decision Making, Verbal Communication, Professionalism, Quality Focus, and a degree in finance, economics or a related field.

Compensation: Full-time salary negotiable based on Degree, experience, and equity compensation plan.

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