Business Banker Job in Nigeria at Stanbic IBTC Bank Plc

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Job Title: Business Banker

Job ID for Lagos: 8059

Job ID for South East: 8060

Location: Nigeria

Company: Stanbic IBTC Bank Plc (a subsidiary of Standard Bank Group)

Sector: Banking and Finance

PURPOSE OF JOB:

To provide a basic, branch-based business banking sales and service facility to a portfolio of small business customers requiring uncomplicated and standardized financial product solutions

KEY ACCOUNTABILITIES:

•Explain, promote and sell a range of appropriate Stanbic IBTC product offerings and solutions that meet the financial needs of small business customers.

•Selling includes acquiring and opening new business accounts (walk-in customers)

•Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).

•Identifying sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking (Business Online); Card; etc.

•Mining existing customer data to identify expansion and/or additional business opportunities.

•Identifying opportunities to migrate top-end customers.

•Providing a central "no-frills" (information/ query handling) service point for a portfolio of small business customers.

•Performing a liaison role between customers and back – office service fulfillment and credit functions.

EDUCATIIONAL QUALIFICATION:

Minimum of a 2.2 B.Sc degree from an acredited University

WORK EXPERIENCE:

•   Minimum of 3 years relevant experience in Banking preferably in relationship/transactional banking.

•   Business Assistant experience to the Business Manager is ideal. Previous experience within the personal/ consumer banking environment as a Customer Consultant/ Personal Banker and/or Enquiries Officer is preferable. This experience provides an understanding of how to interact with and sell to personal banking customers, how to open bank accounts, as well as how the principles of scored lending are applied in practice.

•   Experience in Credit origination

•   Previous experience running a small business.

TECHNICAL COMPETENCIES:

•   Leadership and assertive skills

•   Conceptual, Innovative and Analytical

•   Customer-service oriented

•   Excellent verbal communication skills

•   Good presentation and negotiation skills

•   Organized and Result-oriented

•   Socially Confident: Enjoys meeting people, puts people at ease, is good with words and knows what to say (even when communicating disagreeable information).

•   Persuasive: Enjoys selling and negotiating, changes the opinions of others, is convincing with arguments.

•   Critical: Good at probing the facts, challenges assumptions, sees disadvantages.

•   Innovative: Generates ideas, shows ingenuity and design solutions within product parameters.

•   Systematic: Likes to get every detail right, methodical and organized, precise, accurate, neat and tidy with paperwork.

•   Conscientious: Completes jobs, plans and sticks to deadlines and perseveres with routines.

•   Resilient: Maintains enthusiasm despite set backs, is rarely upset by criticism, and is emotionally restrained.

•   Displays empathy and helpfulness towards others.

•   Integrity and honesty is regarded as crucial and not negotiable.

•   Drive

•   Results orientated: Strongly motivated to compete and achieve impressive results, strives to improve, has a "can do" attitude and enjoys challenges.

How to Apply:

• Visit Standard Bank Nigeria Jobs Portal   .

• Scroll down and enter the "Job ID" in the field provided named "Search by Job ID"

• Click on "Search".

Business Banker Job in Nigeria