PTAD Shifts Implementation Date for Check-Off Dues Deduction

The Pension Transitional Arrangement Directorate (PTAD) has announced a change in the date for implementing the deduction of check-off dues from the monthly pension payments of retirees under its management. The agency disclosed this development in a recent statement, explaining that the decision was made to ensure thorough stakeholder engagement and proper alignment of administrative and financial processes before the policy takes effect.

The PTAD, which oversees the pension administration of Federal Government retirees under the Defined Benefit Scheme (DBS), stated that the new implementation date will provide ample time for all necessary consultations with pension unions, relevant ministries, and financial institutions. The directorate assured pensioners that the delay in implementation would not affect their regular pension payments or any other entitlements.

According to the statement signed by PTAD’s Head of Corporate Communications, Gbenga Ajayi, the agency’s decision to reschedule the implementation date came after reviewing submissions from various pensioner unions who sought more time to understand the modalities of the deduction system. He emphasized that PTAD is committed to ensuring transparency and fairness in all its operations and that no deductions will be made without full consent and understanding of affected pensioners.

“The Pension Transitional Arrangement Directorate wishes to inform all stakeholders that the implementation of the check-off dues deduction has been shifted to a later date. This decision follows consultations with pension unions and other key partners. We want to ensure that all operational frameworks are properly defined and that retirees are fully informed about the process before it commences,” the statement read in part.

Ajayi further clarified that the planned check-off dues system was introduced in response to requests from registered pension unions that sought a centralized and transparent deduction process. The unions argued that this would help ensure proper remittance of dues to their respective associations without exposing pensioners to fraudulent or unauthorized deductions.

He noted that PTAD’s approach is guided by the principles of accountability and inclusiveness, emphasizing that retirees’ consent remains a top priority. “PTAD operates with the highest regard for the welfare of its pensioners. The Directorate will not implement any policy that affects retirees negatively or without their clear understanding and approval,” Ajayi assured.

The check-off dues system is a standard mechanism through which union membership dues are deducted directly from salaries or pensions and remitted to the respective associations. For PTAD retirees, this initiative was intended to streamline the process of dues collection and ensure uniformity across pension departments. However, concerns were raised by some pensioners who feared possible mismanagement or unauthorized deductions, prompting PTAD to revisit the implementation timeline.

Stakeholders in the pension sector have reacted positively to PTAD’s decision to postpone the implementation. The National Chairman of the Nigeria Union of Pensioners (NUP), Comrade Godwin Abumisi, commended PTAD for listening to the concerns of pensioners and demonstrating a commitment to dialogue. He noted that the union had requested more time to sensitize its members and clarify how the deductions would be applied.

“We appreciate PTAD for showing flexibility and understanding. Pensioners deserve to be properly briefed on how such deductions will work, what percentages will apply, and how funds will be remitted to unions. This is the kind of partnership that ensures mutual trust between the government and pensioners,” Abumisi stated.

Similarly, the Secretary-General of the Federal Civil Service Pensioners Association, Mrs. Grace Ekwueme, described the move as “a welcome development.” She urged PTAD to continue prioritizing retirees’ welfare by maintaining open communication channels and providing detailed updates on any policy changes. “Retirees have suffered years of neglect and delays in pension payments. We are glad that PTAD is adopting a consultative approach that allows all parties to be carried along,” she added.

In addition to addressing the check-off dues issue, PTAD reaffirmed its commitment to ongoing pension verification exercises, the resolution of outstanding arrears, and the automation of its service delivery system. The directorate disclosed that it is working closely with the Office of the Accountant General of the Federation (OAGF) and the Budget Office to ensure timely disbursement of pension funds and the inclusion of all verified retirees in the monthly payroll.

PTAD’s Executive Secretary, Dr. Chioma Ejikeme, had earlier reiterated that the agency’s primary goal remains the welfare and satisfaction of pensioners. She explained that the directorate is adopting modern digital tools to reduce delays in pension processing and improve communication with retirees across the country. “Our ongoing reforms are focused on ensuring that every legitimate pensioner under the Defined Benefit Scheme receives their full entitlements as and when due. Technology and transparency remain at the core of our operations,” she noted.

Financial experts have also lauded PTAD’s decision, describing it as a strategic move that reflects responsible governance. According to analyst Michael Ogundele, delaying the implementation shows sensitivity to public sentiment and institutional readiness. “Implementing deductions without adequate sensitization could lead to confusion and distrust. PTAD’s decision is both practical and commendable,” he said.

Meanwhile, some pensioners have expressed optimism that the postponement would lead to better communication and accountability once the deductions eventually begin. Many retirees hope that PTAD will use the extended timeline to educate pensioners on the benefits and safeguards associated with the check-off dues policy.

As discussions continue, PTAD reassured retirees that the delay does not signal the suspension of the initiative but a necessary adjustment to ensure fairness and efficiency. The directorate pledged to announce the new implementation date once all consultations and administrative reviews are completed.

In conclusion, PTAD’s decision to shift the implementation date of the check-off dues deduction reflects a broader effort to uphold transparency and build trust with pensioners. By engaging stakeholders and ensuring that all parties understand the process, the agency has demonstrated its commitment to accountability and good governance.

 

Ultimately, the success of this initiative will depend on continuous dialogue, timely information dissemination, and strict adherence to ethical standards. Pensioners and stakeholders alike await the final rollout with renewed confidence in PTAD’s ability to protect their interests while advancing administrative efficiency in Nigeria’s pension system.